> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mygigsters.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments for marketplaces

> Collect payments from your customers and pay out your workers through one API, built for marketplaces.

## Build with MyGigsters

MyGigsters gives marketplaces the payment plumbing they need: take money from customers, pay workers, issue invoices, and verify the people doing the work.

Use the Payments API when your marketplace sits between the people who pay for work and the people who do it, and you need to move money between them without building payments infrastructure yourself. SaaS businesses use the same API to collect and pay out inside their own product, and vertical SaaS providers and fintech companies partner with us to offer it to their own customers.

![Admin portal home screen showing total invoiced, total outstanding, total payout and account balance, with charts of invoiced versus payout trend and outstanding versus paid invoices](https://mintcdn.com/mg-payments-api/HyGK9PFhfH6UiBE0/images/admin-portal.png?fit=max\&auto=format\&n=HyGK9PFhfH6UiBE0\&q=85\&s=9dc954bd8dfb159417906ba23c52f4de)

See what you've invoiced, what's outstanding, and what you've paid out, in one place.

> [card] [Quickstart](https://docs.mygigsters.com/get-started/quickstart.md)
>
> Make your first API request in five minutes.

> [card] [How MyGigsters works](https://docs.mygigsters.com/get-started/how-it-works.md)
>
> See who is involved and how money moves through your marketplace.

## Who it's for

> [card] [Marketplaces](https://docs.mygigsters.com/guides/charge-a-customer.md)
>
> Charge customers for a job, then pay the worker who did it. Covers gig, talent, and on-demand service marketplaces.

> [card] [SaaS businesses](https://docs.mygigsters.com/guides/onboard-and-pay-a-worker.md)
>
> Add payments, invoicing, and payouts to your own software without becoming a payments company.

> [card] [Vertical SaaS providers](https://docs.mygigsters.com/platform/overview.md)
>
> Partner with us to give the businesses in your industry their own accounts, and move money on their behalf.

> [card] [Fintech companies](https://docs.mygigsters.com/platform/overview.md)
>
> Partner with us to onboard your customers as connected accounts and run batch payouts through your own product.

> [!TIP]
>
> Marketplaces and SaaS businesses integrate directly with an API key. Vertical SaaS providers and fintech companies integrate as partners, using a [partner account](https://docs.mygigsters.com/platform/overview.md).

## Collect payments

> [card] [Charge a customer](https://docs.mygigsters.com/guides/charge-a-customer.md)
>
> Save a card and take a payment with payment intents, including pre-authorisation and capture.

> [card] [Send a payment link](https://docs.mygigsters.com/guides/payment-links.md)
>
> Generate a hosted payment page without building a checkout.

> [card] [Set up subscriptions](https://docs.mygigsters.com/guides/subscriptions.md)
>
> Bill customers on a recurring schedule, and pause, resume, or cancel as needed.

> [card] [Issue refunds](https://docs.mygigsters.com/guides/refunds.md)
>
> Refund a payment and track the refund through to completion.

## Pay workers

![Payout cycle screen showing a seven-stage tracker from signed off through debit, wallet funded and payouts sent to all settled, with totals for the cycle](https://mintcdn.com/mg-payments-api/HyGK9PFhfH6UiBE0/images/pay-run-tracker.png?fit=max\&auto=format\&n=HyGK9PFhfH6UiBE0\&q=85\&s=deb2898f5b10058f1a63a424df34604c)

A pay run moves from sign-off to settled, with each stage tracked.

> [card] [Onboard and pay a worker](https://docs.mygigsters.com/guides/onboard-and-pay-a-worker.md)
>
> Register a worker, collect their bank details, and send their first payout.

> [card] [Pay someone who isn't registered](https://docs.mygigsters.com/api-reference/payouts/talent-payouts.md)
>
> Send a one-off payout with the bank details inline, without creating a worker first.

> [card] [Check wallet balances](https://docs.mygigsters.com/api-reference/wallet/get-wallet.md)
>
> See available, pending, and reserved funds before you pay out.

> [card] [Collect bank details securely](https://docs.mygigsters.com/sdks/beneficiary-sdk.md)
>
> Embed a hosted bank-account form so raw account details never touch your front end.

> [!NOTE]
>
> Payouts are supported in 160+ countries.

## Invoice and reconcile

> [card] [Send invoices and receipts](https://docs.mygigsters.com/guides/invoices-and-receipts.md)
>
> Create and email invoices with a payment link built in, and send receipts for payments and payouts.

> [card] [Issue and apply credit notes](https://docs.mygigsters.com/guides/credit-notes.md)
>
> Correct an invoice, apply the credit, or refund it to the original payment method.

## Verify your workers

> [card] [Document verification](https://docs.mygigsters.com/guides/document-verification.md)
>
> Check ABNs, driver licences, passports, visas, vehicle registrations, and right to work.

> [card] [Police checks](https://docs.mygigsters.com/api-reference/document-verification/initiate-police-check.md)
>
> Start a police check and poll for the result.

## Manage your marketplace

![Payout rules screen listing rules such as large payment, pay jump and shared bank account, each with its condition, action and status](https://mintcdn.com/mg-payments-api/HyGK9PFhfH6UiBE0/images/payout-rules.png?fit=max\&auto=format\&n=HyGK9PFhfH6UiBE0\&q=85\&s=b0da4a5589c4a816f4a3db85c753cddc)

Set payout rules once and apply them across every account you manage.

> [card] [Onboard connected accounts](https://docs.mygigsters.com/platform/overview.md)
>
> Create accounts for the businesses you serve and track their verification status.

> [card] [Embed the KYC flow](https://docs.mygigsters.com/api-reference/partner-account/partner-ca-magic-link.md)
>
> Hand off identity verification with a magic link instead of building the forms.

> [card] [Receive webhooks](https://docs.mygigsters.com/security/webhooks.md)
>
> Get payment and payout events in real time, with signed payloads.

> [card] [Manage API keys](https://docs.mygigsters.com/security/api-keys-and-rotation.md)
>
> Rotate keys with no downtime and scope restricted keys to what each integration needs.

## More resources

> [card] [API reference](https://docs.mygigsters.com/api-reference/introduction.md)
>
> Every endpoint, parameter, and response.

> [card] [Core objects](https://docs.mygigsters.com/concepts/core-objects.md)
>
> How customers, workers, intents, and payouts relate.

> [card] [Changelog](https://docs.mygigsters.com/changelog.md)
>
> What changed in each API version.

> [!NOTE]
>
> Questions about your integration? Email [hello@mygigsters.com.au](mailto:hello@mygigsters.com.au).


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